SUSTAINABLE BANKING PRINCIPLES AND PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA: AN ECONOMETRIC ANALYSIS

Authors

  • OBORO, O. G. (PhD) Department of Banking and Finance Faculty of Administration and Management, Delta State University of Science and Technology, Ozoro Delta State, Nigeria
  • ONUORAH, A. C. (PhD. F,cfian) Department of Banking and Finance Faculty of Management Sciences Delta State University, Abraka, Delta State Nigeria

DOI:

https://doi.org/10.51594/farj.v4i4.380

Abstract

The study looked at sustainable principles and the performance of DMBs Nigeria for 2000-2020. The actual objectives include assessing the indicators of sustainable principles of banking, such as the ATM, CPS, LR and CR, as well as how DMBs’ performance measured by the ROA is affected by those factors. Data were retrieved from CBN documents such as bank supervisory annual report, statistical bulletin, and the NDIC annual reports for the period 2000-2019 were used as a secondary source of data (time series data) in this study. The findings revealed that ATM and CPS have a negative yet not significant effect on the ROA of DMBs, whereas LR and CR which also revealed a negative effect on ROA were significant after all. Following the outcome of this result, it was agreed that a mixed association exists between sustainable principles of banking and performance. Hence, the recommendation that modalities be put in place to effectively and efficiently adopt sustainable principles of banking in Nigeria, so as to ensure that banks deliver better services to their clients as well boosting profits.

Keywords: Sustainable Banking Principles, Bank Performance, Econometric Analysis.

Published

2022-11-13

Issue

Vol. 4 No. 4 (2022)

Section

Articles

Copyright (c) 2022 OBORO, O. G. (PhD), ONUORAH, A. C. (PhD. F,cfian)

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